A second charge loan can be a cost effective alternative to re-mortgaging, especially if you currently have a mortgage with a low interest rate, early redemption charges or any other reason that would make it expensive for your client’s to redeem.
Money can be raised for any personal reasons such as debt consolidation, home improvements, holidays, cars and school fees.
Loan sizes range from £10,000 - £2,500,000 more can be obtained on referral.
Important Information
For Second Charge Lending we offer products from a choice of business partners.
These tools will give you a head start on what you might be able to afford and borrow for your first house.
Borrowing Calculator
This quick and simple calculator is a good place to start as it'll give you an idea on how much you could borrow.
Repayment Calculator
Once you know roughly how much you can borrow, we can help you work out what your monthly repayments would be, ensuring you stay within budget.
Important information
Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The actual amount you pay will depend on your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.